Free19 Calculators

Investment Calculators

Precise calculations are the foundation of smart investing. Use PFlow’s free financial tools to manage your assets.

📉Averaging💵P&L📈Compound💱FX

Stock Averaging Calculator

Calculate how additional purchases change your average cost basis before you buy.

Stock P&L Calculator

Calculate your net profit after commissions and taxes — what actually hits your account.

Dividend Calculator (After Tax)

Calculate monthly and annual after-tax dividend income based on your share count.

Recovery (Stop-Loss) Calculator

Find out how much gain you need to recover from a loss — a reality check.

Loan Interest Calculator

Calculate monthly payments and total interest for various repayment methods.

Compound Interest Calculator

Simulate how time and interest compound to grow your wealth.

Currency Exchange Calculator

Convert 49 major currencies with live exchange rates — USD, JPY, EUR, THB, and more.

Historical Simulation (FOMO)

See how much you'd have now if you bought at a specific date in the past.

Korean Stock Capital Gains Tax

Calculate domestic stock capital gains tax with SME/large-cap rates and holding period rules.

US Stock Capital Gains Tax

Calculate capital gains tax, local income tax, and net proceeds on US stock trades.

Crypto Capital Gains Tax

Calculate capital gains tax and net proceeds on cryptocurrency trades.

Health Insurance Premium Calculator

Estimate Korean indemnity health insurance premiums by age, gender, and plan generation.

Severance Pay Calculator

Calculate Korean severance pay with tax deductions based on service period, salary, and allowances.

Goal Savings Calculator

How much do you need to save monthly to reach your goal? Simulate by period and return rate.

ETF Fee Comparison Calculator

See how expense ratio differences impact long-term returns side by side.

ISA & Pension Tax Savings Calculator

Simulate tax deductions and tax-free benefits from ISA, pension savings, and IRP accounts.

National Pension Calculator

Calculate your estimated Korean National Pension benefits based on income and contribution period.

FIRE Retirement Calculator

Simulate your path to financial independence — target assets, savings rate, and retirement timeline.

Property Capital Gains Tax Calculator

Calculate Korean real estate capital gains tax with long-term holding deductions and net proceeds.