From the Basicsto Real Strategy
Structured, free guides for first-time investors in
stocks, ETFs, and cryptocurrency
Basics
Korean Stock Market Beginner's Guide
From opening a brokerage account to your first trade. Key concepts, terminology, and core metrics like PER, PBR, and market cap explained simply.
US Stock Market Beginner's Guide
How to invest in the US market with its long-term S&P 500 average of ~10% annual returns. Account setup, NASDAQ vs NYSE, currency risk, and tax implications.
Crypto Beginner's Guide
From the basics of Bitcoin and Ethereum to using exchanges. A clear overview of the crypto market's characteristics and key risks to watch out for.
Strategy & Analysis
Value Investing Basics: How to Find Undervalued Stocks
Learn the value investing philosophy of Warren Buffett and Benjamin Graham. PER & PBR analysis, margin of safety, reading financial statements, and a checklist for finding undervalued stocks.
Complete Guide to Dividend Investing
A strategy focused on regular dividend income rather than capital gains. Covers dividend yield analysis, Dividend Kings & Aristocrats, and DRIP reinvestment strategies.
Technical Analysis Basics: RSI, MACD & Bollinger Bands
Learn the essential tools of technical analysis using price and volume data. Practical applications of RSI, MACD, Bollinger Bands, and moving averages.
Overcoming FOMO & Managing Your Mindset
Why emotional discipline is critical in investing. Learn about FOMO, loss aversion bias, and other psychological traps — and how to overcome them.
Tools & How-to
Pre-Calculate Returns with Investment Calculators
Compound interest, lump-sum vs. DCA returns, reverse-engineering your target amount — get the most out of PFlow's suite of financial calculators.
Diversified Investing with ETFs
Invest in the entire market without the burden of stock picking. Covers domestic and overseas ETF recommendations and portfolio allocation strategies.
Tax & Overseas
US Stock Capital Gains Tax for Korean Residents
Complete tax guide for Korean tax residents holding US stocks: 22% capital gains rate, ₩2.5M annual basic deduction, loss-offsetting rules, FX conversion, May filing process via Hometax, and December tax-loss harvesting tips.
US-Korea Tax Treaty Dividend Guide
Deep-dive into US-Korea Tax Treaty Article 12: 15% preferential dividend withholding, Form W-8BEN treaty election, Form 1042-S, Form 1116 Foreign Tax Credit, and complete process flow for residents of both countries.
How to Buy Korean Stocks from the US
ADR vs direct KRX trading, Charles Schwab Global Account, Interactive Brokers, the 15% US-Korea dividend tax treaty, and Form 1116 Foreign Tax Credit. Step-by-step guide for US residents accessing Korean stocks.